ATM stands for Automated Teller Machine. It is a device that allows individuals to perform various banking transactions, such as withdrawing cash, depositing money, transferring funds, and checking account balances. It is often located in public places like banks, convenience stores, or shopping centers. An ATM can serve as a note-taking spot in the sense that users can check their account balance, withdraw cash, or make deposits.
Note: The provided meaning of the answer is for the latest New York Times crossword puzzle clue: Gas station convenience. Explanations are generated by AI and may be inaccurate.